Car Accident Attorneys Despite the advancements in vehicle safety, automobile accidents remain the leading cause of death and injury. Insurance is often the main source of compensation in these instances. However, if you're injured and your insurance company refuses to pay your claim or does not pay the amount of your medical expenses, you may be entitled to get compensation from other parties. This includes the state of New York and the five boroughs. This could also include the seller or the manufacturer if the product is defective. Damages Car accidents can cause number of damages that include property damage, injuries as well as lost wages and much more. The amount of damage is difficult to quantify, but a car accident lawyer can help you determine the value of your claim is. Economic damages are easy to calculate, but non-economic damages can be more complicated to prove. Non-economic damages include pain and suffering, disfigurement, and permanent scarring. In many cases medical expenses are covered in the event of a car accident. These expenses could include hospital visits, x rays or surgery, in addition to other treatments. These costs could include hospital visits, x-rays, surgeries, and other treatments. Property damage is usually caused by a car crash due to the possibility of costly repair costs or a vehicle that is totaled. This could be a result of items inside the vehicle such as laptops or equipment for work, as well as the property around the scene of the accident, such as fencing and trees. Weather conditions can also lead to accidents in the car. napa or muddy roads could make driving more hazardous. Drivers who drive in bad weather are responsible for any accidents they cause. The amount of compensation that you can receive for damage to your property or medical bills depends on your injuries and the impact they have on your standard of living. A lawyer can help you determine the amount of these damages and make sure that you receive sufficient compensation to cover all of your losses. Some car accident victims suffer from psychological and mental stress as a consequence of their injuries. These feelings can affect their relationships, as well as their job performance. They can also lead to anger and frustration, which could lead to accidents. Injuries to the neck, chest and spine can also be a serious problem. These injuries can keep you from working and have an impact for the rest of your life. Injuries Car accidents can cause a range of injuries, and some of them can be serious and even fatal. These kinds of injuries include brain injuries that are traumatic and spinal cord injuries. They also include broken bones, burns and other injuries that may cause lasting pain and emotional distress. Soft-tissue injuries or musculoskeletal damage are the most common types of injuries that occur in collisions with cars. This includes such injuries as whiplash, a term used to describe the stretching of ligaments, muscles and tendons triggered by abrupt jolts and jerks that can occur in collisions. Whiplash can be caused by different types of accidents in the car, as well as rear-end collisions. In these instances your body is swaying forward while your head remains in place, which causes you to strain your neck. Other injuries that could be sustained in a crash include chest injuries, leg and arm back injuries and. Certain injuries, such herniated discs can be delayed by the crash, but can still result in painful conditions and long-term disability, if they don't get the proper treatment. Knee injuries like sprains and fractures are also commonplace in car accidents. These injuries could require surgery or medical intervention, but they are not always apparent immediately following a car accident. The extent of the injuries varies on the force and weight as well as the speed of the vehicle in the crash. Bone fractures can be mild to very serious, and these injuries often result in permanent scarring. Abdominal bruising and internal bleeding are also serious concerns after a car accident. If you are injured in a crash and notice bruising, you should go to the emergency room immediately. Chest injuries can range from bruises to broken ribs. A sternum injury is an injury that is severe and can be difficult for someone to differentiate from other chest injuries or internal bleeding. Lacerations and burns are less noticeable injuries that can occur in a car crash. These types of injuries are quite common and can result in permanent scarring when burns or cuts are severe. Insurance If you have suffered injuries in an auto accident, you must be aware of your legal rights and the options you have. An experienced personal injury attorney will help you obtain the compensation you require to pay for medical expenses as well as lost wages and property damage. Depending on where you live, there are several types of car accident insurance. In New York for example, drivers must have both liability insurance and no-fault coverage which covers medical care and lost wages, irrespective of the driver's fault. Liability: This protects you in the event that a third person files a claim with your insurance company, claiming injury or death caused by your vehicle. It also protects your vehicle from vandalism or theft. You can select from a range of liability limits which include the minimum limit required by the law in your state. No-fault: Probably the most well-known type of insurance for cars in New York, no-fault coverage covers up to $50,000 in injuries caused by the driver and passengers in each insured vehicle regardless of who was at fault. Additionally, you can purchase additional insurance that comes with personal injury protection (PIP) which covers for medical expenses and loss of income in the event that you are hospitalized or miss work due to your injuries. Other types of insurance include collision and comprehensive which pay for damages to your vehicle in an accident, for example vandalism, fire, theft, flood debris, falling objects, etc. These coverages are optional but usually worth purchasing, since they can provide financial protection from the cost of car repairs following an accident. Deductibles. Most auto insurance policies contain an deductible. This is the amount you need to pay prior to when your insurer pays on a claim. You'll need to pay a deductible if you need your insurance company to pay your claim. This is true whether you have personal injury protection insurance, uninsured driver insurance, or comprehensive insurance. A car crash can have a long-lasting impact on your life. It is possible to be left with a large medical bill and have difficulty being able to carry out your daily tasks. If you've suffered a serious injury or your family members have been victimized by a fatal crash, it's vital to have an experienced lawyer on your side to ensure that you get the compensation you deserve for the damage you sustained. Statute of limitations The statute of limitations is a law that sets the time limit in which you can make a claim after an accident. It is important to know how the deadline is set to avoid missing out on the opportunity to file an insurance claim. In the majority of cases, you will have 3 years from the date of the accident to bring a lawsuit. This means that you must have your case on file within the time limit or you'll lose the right to pursue claims against the negligent party who caused your injury. It's entirely possible for a car accident to happen at any time. It is imperative to act quickly after an accident to secure the compensation you need. It's also crucial to have an attorney to assist you to determine if you have a legitimate claim and to help build your case. Under New York Civil Practice Laws & Rules Section 214 (c)(1), anyone who has been injured in an automobile accident (driver, passenger, motorcycle cyclist or pedestrian) has three years to file a personal injury claim. If the victim is younger than 18 years old, they have to wait until the time of their 18th birthday to make a personal injury claim. There are certain circumstances, though, where the statute of limitations could be "tolled" or extended to allow more time for a claim to be filed. If a person was in a coma, or was physically or mentally incapacitated, at the time of an accident, they may be granted an additional time to file claims. You should speak with a knowledgeable attorney for your car accident as soon as possible to discuss your case. They can assist you in determining whether you have an injury claim which is legitimate and whether the time limit for filing a claim has expired and allow you to make the necessary steps to pursue your claim before it is too late. The statute of limitations can be complicated but it is crucial to know how it works to determine when to start preparing your case. Our Arkansas car accident lawyers can provide you with the information that you need to move forward in your claim and receive the damages that you are entitled to.
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